What do you do when you are depressed about your circumstances that seem beyond !
Question: Ok just a little about my situation. I was in an abusive marriage for 14 years.(and yes I know thats dumb) I threw him out and spent the next say 3-4 years alone trying to support myself and my kids without any other financial support so lets say the hounds are still on my back financially. I have met and married a wonderful man but my finances are still a mess. I now have health issues that sort of consume my life . Today I went to the dentist and they are tellling me that even with my insurance I somehow have to come up with $2,000 in order to get rid of 3 painful teeth and to get a partial plate. They also say need periodontics?? Ok so anyhow my credit is useless(horrible credit score) so what do I do and how do I not be depressed??
Answers: Ok just a little about my situation. I was in an abusive marriage for 14 years.(and yes I know thats dumb) I threw him out and spent the next say 3-4 years alone trying to support myself and my kids without any other financial support so lets say the hounds are still on my back financially. I have met and married a wonderful man but my finances are still a mess. I now have health issues that sort of consume my life . Today I went to the dentist and they are tellling me that even with my insurance I somehow have to come up with $2,000 in order to get rid of 3 painful teeth and to get a partial plate. They also say need periodontics?? Ok so anyhow my credit is useless(horrible credit score) so what do I do and how do I not be depressed??
Go to a community counselor. They can refer you to many places. DHS - .gov, they can give you lots of help, but . . . they are obligated to help, but they have little help themselves! Who wants that job! They can direct you to financial/public aid, United Way is very useful, I've used them.
You could also go to a community credit counselor. The government provides that because they want people to straighten up! I've been there. I'm just getting back on my feet after years of unpaid medical bills, public aid, credit ruin, all this gets linked after a while.
Take things one at a time. If you have to pay someone a dollar from here til the end, that's all you can do! Tough for them. At least you are making a good faith effort.
Most importantly, seek counseling! You can't help your kids or yourself if you need to heal. Some hospitals are paid by the gov to offer services to people who can't pay. They can't refuse service.
Sometimes we get down and we can't just pick ourselves up. Sometimes you need help! There is help. Sometimes opening up to a close friend or family member you didn't think of could help. Tell them you just don't know what to do and you are tired, need help. Let them do some work for you!!! This is how I got where I am today. A little of all I told you.
Best wishes
well i will pray for you ! i know this is probably isn't what you want to hear but i will! i know how hard the finicial road can be so, all i know to do is let go and let GOD! Hope this helps Good Luck!!!
Such a predicament would depress anybody. I'm sure you have discussed options with your husband. Many dentists will be happy to put you on a payment plan your budget can handle. If not, hunt around for one that will, especially since extensive work needs to be done. They are well aware that the costs can be overwhelming. Try to calm yourself, and realize you can't control everything, and in time this will just be another memory.
the only way i made it .."One day at a Time" and prayer and faith in God.......Good Luck!!
if i were you i would look into bankrupcy or a financial aid counseler ( a free one there is at least one in every area so there is one near you ) to help in that area they can get them off you back and help manage that you would be shocked how much they can get rid of and set you back to where you can handle it all....i have friends who have done both and it helped them alot today ...the teeth problem i have a feeling you might not like what i am going to say on it but i have a son who got false teeth at age 16 due to dental problems that the dentist could not fix correct because of how his adult teeth came in long story but he had twin teeth and rare problems ...if you was married for 14 yrs and then 4 more yrs would be making your age close to 35-40 i would highly recommend that have them all extracted and replaced with false teeth it is alot cheaper and if you have some painful teeth now most likely you going to have more later as we age teeth get in worse shape ( if you haven't had the money to care for them or if you have problems already ) false teeth are remarkable and you would be shocked at the people who share this secret and you can't tell it at all only they know and if you are married to a wonderful man now why would you mind going the cheaper route when it won't hurt your appearance at all if you get them fitted and shaped close to you normal teeth....also we have dentist here that will let you make payments not sure if that is an option there ...there is also what is called a spin down medicard that might help after the work is done if you don't make to much money it isn't the same as being eligible for the medicard that alot of people are on it's a one time limited card for like back 3 months medical bills.... good luck hope this helps by the way my son has never felt bad he was happy with his new white teeth and smile and has told me time and time again he has never regretted his choice and he is now 30 yrs old.
Can your new husband raise any finance separately from you? Can you negotiate with your bank to re-schedule your debts, to give you breathing space? Are there any charities you can contact for support? Do you have any extended family or perhaps good friends who could cover you for the time being? Have you contacted any citizen's advice people for their assistance? I hope you can find a way forward. As for depression, try not to feel like a helpless victim but a good person who is just having a difficult time right now. I feel for you, and wish you all the best.