Turned down from GHP Health insurance due to mental illness, So do I qualify for!


Question: Turned down from GHP Health insurance due to mental illness, So do I qualify for Disability!?
I'm a recent college graduate that works part time (technically full time hours in the summer), as tattoo artist at Six Flags theme park!. The pay is great, got promoted, but there's no health coverage since it isn't full time!. My health coverage under my parents stopped when I turned 22; about three years ago (I'm at the old age of 25 now)!. While looking for other work that's full time, I've applied for private insurance with GHP (Group Health Plan)!. I get a letter today finding out that my application was denied due to my health problems which is having anxiety/depression, and OCD!. I've also been on Effexor medication for the past four years for it!. According to GHP, I qualify for high risk pool and would have to pay a higher rate, so I'm guessing it's about $5000/month, I don't know hopefully I'm just exaggerating on that number !. It's like I'm being singled out and wonder if health insurance companies are afraid to approve me because I'm crazy and big fat liablility!. My parents said they could help me pay for the "high risk" insurance until I find a permanent job!. I told them that that was a bad option cause it would look like I'm lazy!. So screw that, I don't deserve their help, I'd rather go naked in order to save money!. I've held down my current job for years now and built an excellent reputation toward my boss and coworkers!. I even graduated college with Magna Laude Honors and have a pretty decent work resum
Answers:
Just because GHP turned you down doesn't mean other insurance companies will for sure turn you down as well!. Others might, but don't give up so easily!. It depends on the severity of the disorder, and if the meds stabilize the conditions, which they seem to do!. Call a local insurance agent and ask him (her) to a pre-screen with multiple carriers!. Another carrier might issue the policy and exclude coverage for your condition (if allowed by state law), uprate the policy, or both!. It's worth a try!. The high risk pool in your state might base the premiums on your income, so look into it!. That's what it's there for!.
Being declined for individual insurance does not automatically qualify you for SSDI!.
Don
http://mtnhealthinsurance!.comWww@Answer-Health@Com

!.!?Www@Answer-Health@Com

no way I'm reading all that, good luck thoughWww@Answer-Health@Com


Probably best to do some homework about your confusing area!.Here is a great start point!.http://health-insurance!.expert-tip!.info/!.!.!.
Www@Answer-Health@Com





The consumer health information on answer-health.com is for informational purposes only and is not a substitute for medical advice or treatment for any medical conditions.
The answer content post by the user, if contains the copyright content please contact us, we will immediately remove it.
Copyright © 2007-2011 answer-health.com -   Terms of Use -   Contact us

Health Categories