Pay my $40,000 in credit card debt or therapy, causing me more debt?!
Question: Pay my $40,000 in credit card debt or therapy, causing me more debt!?
Would you spend you "extra" money on paying off your credit card debt or on therapy, which is causing more debt because I can't afford it!?Www@Answer-Health@Com
Answers:
I'd work on paying off the credit card debt but I would look for a sliding scale location to get therapy so you would be able to do both!. As intelligent as you are here, I assume you know where to find sliding scale locations near you!. If you need the SAMHSA locator, email me!. Good luck!Www@Answer-Health@Com
75% debt; 25% therapy!. Are you aware of the reasons behind it!? If not, seek a diagnosis from a mental health professional, to eliminate BPD, or bipolar disorder (sections 15, and 10, at http://www!.ezy-build!.net!.nz/~shaneris refer; also see TIPS ON FINANCES - 100's OF WAYS TO SAVE, AND MAKE MONEY, in section 99)!.
Instead of making myself feel better by spending money, I learned to do it by saving money, and being thrifty; you can, too!. "Is this purchase absolutely necessary!? What would happen if I didn't!?"Www@Answer-Health@Com
Instead of making myself feel better by spending money, I learned to do it by saving money, and being thrifty; you can, too!. "Is this purchase absolutely necessary!? What would happen if I didn't!?"Www@Answer-Health@Com
If your problem is making you unable to function in the real world so that you can't hold down a job, you don't have much choice!. I don't know what is going on with you, but if you feel in danger, maybe do a short-term stint (the people do in crisis situations)!. But don't go if you don't really need therapy; it won't make you happy if you're not!.
But if there is no crisis, I would concentrate on paying down debt ASAP!.
Being debt-free is WONDERFUL for one's sense of well-being!.
Good luck!. Www@Answer-Health@Com
But if there is no crisis, I would concentrate on paying down debt ASAP!.
Being debt-free is WONDERFUL for one's sense of well-being!.
Good luck!. Www@Answer-Health@Com
Most county health programs charge on a sliding scale!. If you're depressed or have another health condition, it could be preventing you from solving your financial problems!. I would at least see what you'd be charged before writing therapy off all together!. Or perhaps, look into something like Debtor's Anonymous!. It provides both therapy and financial advice!.Www@Answer-Health@Com
Pay of the debt!. You might want to look at what your spending your money on too!. Are you stopping at the local cafe to get that fancy 5 dollar cup of coffee!? If so you are spending 100 bucks a month!. Most people don't truly realize why they are racking up all this debt!. If you went one month and did not spend on any thing but food and gas, you would be surprised how much you have left over at the end of the month!.
Did you know that a credit card with the balance of 8,000 and an intrest rate of 13% will cost you more then 850 a year!.Www@Answer-Health@Com
Did you know that a credit card with the balance of 8,000 and an intrest rate of 13% will cost you more then 850 a year!.Www@Answer-Health@Com
from experience i can tell you, atleast for me all a therapist did was tell me something i already knew!. i think what makes seeing a therapist makes us feel better is the fact we put forth effort going to see one but really a simple inventory of the mind, mind over matter and being able and ready to do what yu know is right for yourself!. you dont need a therapist in my opinion unless you have serious issues at hand!.
there are simple equations in controlling your money to pay off debt!. the hard part is having patience, but with patience and being smart with your money anyone with that self control can over come debt over time!.Www@Answer-Health@Com
there are simple equations in controlling your money to pay off debt!. the hard part is having patience, but with patience and being smart with your money anyone with that self control can over come debt over time!.Www@Answer-Health@Com
just pay off your debt, no therapist can help you get past cc debt!. Don't get yourself in more debt!. You will regret it eventually, just cut out some of the things that make you spend money!. it is not easy, but the therapist will just tell you what you already know!. Unless you have a spending disease!. then I don't know what to tell you!.Www@Answer-Health@Com
It depends on why you need the therapist, because if it's for something important than I say just do the therapy, then pay your debt!. If it's not as important and you can wait a while, then just go to talk to a friend or someone you trust, while paying your credit card debt!.Www@Answer-Health@Com
credit card is causing more debt!.!.!.what is you interest rate!. As long as you pay a medical bill!.!.!.even if it is only 5 bucks a month!.!.!.they cannot turn it over to collections!.!.!.they will threaten you but legally they cannot because you are making an attempt!.!.!.a late credit payment will hurt your credit!.!.!.and you do not want to do that!.Www@Answer-Health@Com
It depends on why you want or need therapy!. If it is stress related, you might find that getting out of debt does a lot to relieve the stress!. On the other hand, if you have issues that cannot resolve without professional help, it's worth the money to get it!. Www@Answer-Health@Com
pay off your debt!. people like you are the reason we are heading toward a depression!. pay your bills and get over it!.Www@Answer-Health@Com
You need to got to a sliding scale fee facility!. Not sure where you are getting your treatment now!. But it does sound like you need a change!.Www@Answer-Health@Com
What happened that you got all that debt in the first place!? You should consolidate it and go to therapy to take care of your spending problemWww@Answer-Health@Com
Always pay off your debt!. You won't need therapy afterward!.Www@Answer-Health@Com
Pay the debt!.Www@Answer-Health@Com
charge your therapy on your credit card then pay your bills : )Www@Answer-Health@Com
getting out of debt will help your sanity! Www@Answer-Health@Com
What she said!.Www@Answer-Health@Com
i would pay off my debt before i accumulate more! Www@Answer-Health@Com