Can being on depression medication affect life insurance or job hiring?!

The laws vary from state to state about what an employer can ask you and what you have to reveal. And so I have some advice for you.
Remember that your medical records and personal health are none of your employers business. Do not ever volunteer information about your health or past health problems because this is private information that should not be shared with others.
The government has health laws in effect that are Federally mandated for all states to follow and these are called HIPPA Laws. Under these laws, NO ONE can have access to your medical records WITHOUT YOUR WRITTEN PERMISSION...ever! And so, if you do not volunteer this information or sign a release giving this information to someone, there is NO WAY any of this can be released. And remember these are Federal laws that carry a big penalty if a psychiatrist should divulge information without your written permission. And so, this is the law in the U.S.A.
Secondly, psychiatry and ALL mental health providers are held to professional and legal terms of patient confidentiality. The provider of services can give you a written copy of the confidentiality policy by law....just ask.
And so, I can tell you that the psychiatric profession is held to a stricter standard of confidentiality that most health providers.
And also, consider the fact that there are many, many Americans who are being treated for depression and who are on medication for it every day. These people live full and functional lives and they have access to life insurance and employment opportunities just like you and me.
Consider the fact that you have been referred to a specialist and so if your daughter was having vision problems and was referred to an ophthalmologist, would you take her to a general practitioner? No. If your daughter was referred to a neurologist, would you take her to a general practitioner? No. You would take her to the specialist who is best suited to treat her and that is what you should do here.
I believe that you may be wary of the "stigma" of seeing a psychiatrist for medical service and I think this is something that you will have to get over and understand how common it is for people to see these medical professionals. Especially if your daughter needed testing, the specialist is the best person to give her the most complete and accurate medical care and she deserves nothing less.
Your main concern is for her welfare and recovery, as it should be.
I wish you and her all the best.

I would say if you think you need it, then I would definitely seek out professional. There are a lot of good therapists that specialize in depression, so I would go to one of them. As far as I know, I don't think it's legal to check your medical records when applying for a job. Even if the prospective job location requested them, they would have to have an extremely good reason for any doctor to provide them to the place anyway. I wouldn't worry about, just focus on getting yourself better.

I live in Wa. state and it is illegal for a perspective employer to ask mental health question or to not hire you because of your mental health status. As far as life insurance goes, there are many life insurance company's that don't care about any "preexisting" conditions. Usually their concerned about physical conditions.

when i was on anti depressants the bank wouldn't give me life insurance but other places would but i had to pay a very high rate, this may be different for different companies though