Depression and Insurance - I was declined.?!
Question: Depression and Insurance - I was declined.?
This is the first kick in the stomach I've received after verbalizing what's going on. Should I try another insurance company? I want a family one day and I don't want to be leaving them with next to nothing because I feel depressed.
If I knew stuff like this was going to start happening I never would have opened my mouth.
Answers:
Best Answer - Chosen by Voters
I'd check around with other companies. It's a crying shame that when someone seeks the help they need, insurance companies use it as a way of declining coverage. Keep checking around, and hopefully you can find a company that doesn't automatically equate treatment for depression with suicide.
That sucks. Most life insurance policies won't pay on suicide during the follow 2 years anyway unless there's a waiver. I'd look for another company.
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