IQ Scores/Living Independently?!

IQ Scores/Living Independently?

What is the IQ level that is typically deemed necessary in the mental health field for a person to lead an independent life? By an independent life I mean being capable of living in ones own apartment without needing assistance of any kind.
I'm aware that the normal IQ is defined as 100 and that anything within one standard deviation of 100 (85-115) is considered an average IQ score.
I have seen some organizations that make group home living available to those who have IQ's between 60-85, however, which contradicts the notion of a 85 IQ as being a score within the normal range.
What score then do professionals within the mental health field believe is necessary in order to live in ones own apartment?
This is all a concern to me due to the fact that I obtained a very low 90 IQ score as an 8-year-old. I was told by a psychologist that this score was invalid, however, due to the fact that this test was a group administered test and that only tests administered by a

3 weeks ago
psychologist are deemed as valid. Because the notion of being intellectually deficient is something that became an overwhelming fear, I decided to be tested as an adult although my psychologist advised against this due to the fact that he thought my high anxiety level would prevent an accurate score.
When I was tested only several months ago at age 26, I obtained another very low score this time a 96.
I had scored a 112 on the verbal domain of the test and a very low 77 on the performance. The person who administered this test had estimated my IQ as being more like 106 because she said that my anxiety could explain my very low performance score along with the fact that I gave up too easily on some of the performance questions.
I live down the block from a group home and always fear that I will wind up there. I hate having to acknowledge that my IQ score is so low.

Would someone such as myself be able to live in his own apartment?

Usually, a difference like that between verbal and performance IQ suggests some interfering factor...I would not be surprised if your anxiety was related to that. It is interesting that although you are aware that the normal range is between 85 and 115, you still describe your own score as 'very low'. This may be an error in your thinking.
An individual is considered to have 'borderline' intellectual functioning at 70. People with IQs of 70, barring any other functional problems, are certainly capable of living independently. Individuals with mild mental retardation (IQs of 55-70) are also capable of living independently, although some people may need support depending on their adaptive functioning. I can't see any reason why your normal intelligence would be a problem for you with regard to living independently.
Perhaps, instead of IQ, the issue is more one of confidence, self esteem and your sense of competence...all things that your psychologist should be able to help you sort out.
Best of luck!