Do you know if?!
Question: There are any banks or other type companies that will give a personal loan with a low monthly payment? The last 3 years has run me completly broke, my credit sucks because of having little income over the last years, and I have nothing to use as collateral. I cant go to my family because I am the only person who hasnt bummed money from them(my grandma and my uncle, and my other aunt.. while not rich, they are in good shape... all my cousins have used them to get money and then waste it. I dont want to give myself the oppurtunity for doing the same thing.
Everywhere I have been to so far has said no- im unemployed(still because of the cancer.. in remission but not that great phsyically right now) and the only income I have is disability.
Answers: There are any banks or other type companies that will give a personal loan with a low monthly payment? The last 3 years has run me completly broke, my credit sucks because of having little income over the last years, and I have nothing to use as collateral. I cant go to my family because I am the only person who hasnt bummed money from them(my grandma and my uncle, and my other aunt.. while not rich, they are in good shape... all my cousins have used them to get money and then waste it. I dont want to give myself the oppurtunity for doing the same thing.
Everywhere I have been to so far has said no- im unemployed(still because of the cancer.. in remission but not that great phsyically right now) and the only income I have is disability.
Be very, very careful, in your desperation!!! There are "Vulchur loan sharks" out there, and maybe here, that would LOVE to get their claws into you, and will, in the long run, make your circumstances more unpleasant than they already are!
You need to address want you need a loan for...is it gona help create more income for you? To pay back loan
You should be gr8ful for want you have and believe that things well get better.
Contact your local Salvation Army and Red Cross offices. They will usually help pay your utility bills and may help you find a better place to live. Have you applied for Section 8 housing through your local welfare office? You may also qualify for food stamps. There is help available but not from commercial lenders.
Good luck and God bless.
Could you possibly get a loan with your relative co-signing the loan for you? That way you aren't 'bumming' the money, the loan is still in your name, they would be only responsible for the loan if you couldn't pay it back. There may be insurance available for the loan as well in the event you can't pay it back.