Should I buy dental insurance?!

Should I buy dental insurance?

My employer is offering dental insurance for $30 a month. It seems like a waste of money since I only go to the dentist once a year and the cleaning is only a hundred dollars or so. My mom thinks that I should get it. What do you think?

2 days ago
I definitely agree with the first poster with regards to health emergencies (and I am definitely getting health insurance for that reason), but what is the liklihood of a dental emergency?

2 days ago
C=JD....."You're Mom's Right." Um....it's "Your." "You're"= You are, FYI.

Find out what it covers and then have your dentist office give you the non insurance costs of what is covered. (that you would actually use) just crunching the numbers should give you the best answer

Plus reg health insurance usually covers emergency mouth stuff and reg dental insurance doesn't cover ...let's call it the "aftermath" of a dental emergency

I have dental insurance that is for x-rays and cleanings and if my employer ever dropped that coverage I wouldn't be missing much.