Have you used Delta Dental? Do they provide good coverage? Or are they just a di!
Question:
Have you used Delta Dental? Do they provide good coverage? Or are they just a discount service?
My husband's employer is switching their dental plan to Delta Dental in August, and I was just wondering what we can expect in terms of coverage and service.
Additional Details3 weeks ago
Thanks everyone. I feel a little more at ease now.
Answers:
Delta is an excellent company and not a discount plan. They offer three levels of coverage, though, and a myriad of plans within those levels. There is no way to tell you from your question how good your coverage is.
Delta Premier is their best type of plan and usually covers 100% for cleaning, examination and x-ray. It often covers 80% for fillings and root canals and 50% for replacements like crowns, bridges and dentures.
There is a middle-ground PPO and also an HMO-style plan. The PPO can be used anywhere and the HMO can only be used in the office you are assigned to, although it can be your choice where you sign up.