Need to get root canal, Can i buy insurance and get it done ASAP.?!
Question: My current insurance plan doesn't pay for root canal. Can i switch to a new dental plan and immediately use the plan to get a root canal done. Do insurance companies allow that?
Answers: My current insurance plan doesn't pay for root canal. Can i switch to a new dental plan and immediately use the plan to get a root canal done. Do insurance companies allow that?
Depends upon the insurance company. Most do have a waiting period of 6mos to a year for services like root canals but some do not. You could also look into discount plans like AmeriPlan which usually do not have the waiting periods. Not all dentists accept the discount plans so you have some work to do. Get on the phone and call the companies then call the dentists to see if they accept those plans. Hope this helps. Good luck!
some insurances have grace periods like one month or one year. Find out the EFFECTIVE DATE.
If you need money fast, look at "Care Credit" Online and see if a dentist in your area accepts it also look for Capital One (for dental). These are usually no interest small credit lines for a patient. Can get anything from $500 to $5000 or more depending on the case and credit score.
No.
It won't work!