How can I afford dental services without insurance?!

How can I afford dental services without insurance?

My husband's company doesn't offer insurance benefits, and I am self employed/ stay at home mom. We don't have any savings for things like this, and the pain is getting worse for me. I know a dental visit can cost upwards of $200 with x-rays and the needed fillings. I called a low-cost clinic and they said they will only treat me with severe pain, and they still require money up front.

Does anyone have any advice?

Many dental practices offer financing. Some even offer no interest options. You can find both in house financing (the office is doing the work and you make payments to them), and offices that use outside companies to sponser the loan.

I have seen many dental practices offer free exam and xrays for new patients, this may be an option in your area as well.

Don't be too overwhelmed when they give you a treatment plan, take it step by step, you don't have to get everything done at once. Do your treatment as you can afford it, doing what you can is far better then doing nothing.

Also, don't be afraid to call around, differant practices may have very differant fees! (Most importantly find someone you feel comfortable with! You can bring your xrays to a new office if you would like a second opinion, many will do a second opinion consultation for free.)

Good luck!