Are lumineers/crowns covered by insurance if a dentist recommends them?!
Question: like could a dentist tell your ensurance company that they are needed and there not cosmetic so that they will cover the cost?
Answers: like could a dentist tell your ensurance company that they are needed and there not cosmetic so that they will cover the cost?
Review your policy; and your dentist's office can review your benefits for you as well. If Lumineers and/or porcelain veneers are covered, then it is worth asking your dentist to submit a pre-authorization or pre-treatment estimate to your insurance company. If veneers are flat out not covered, it really won't matter what your dentist says, it just isn't a covered benefit.
Also, most insurance companies request accompanying documentation from the dentist to show the need for treatment. That is impossible to fake.
Well, I guess anything is possible, but that would be going toward insurance fraud, and that isn't a good idea.
Contact your insurance agent unless you are prepared to post your entire dental policy here, please.
nope. they are considered cosmetic no matter how 'recommended'
Depends on your insurance, but most likely no.
No!!
Do what everyone else does who wants them, pay for them!
Well I have Delta Dental out of IA and they cover 50% of crowns/caps but I'm sure they don't cover lumineers. Those are for cosmetic purposes. You should check with your insurance company and see.