Do any Dental HMO's help pay for Amalgam or Porcelain crowns?!
Question:
Do any Dental HMO's help pay for Amalgam or Porcelain crowns?
I have SmileSaver insurance and have always picked a dentist in the network. However, I have had 3 crowns that cost me over $800 each because they were Porcelain (I believe - they are called Cerac crowns?). I also had 2 root canals that cost me $850 each, then they had to be filled with Porcelain costing me another $250 or so. I am wondering if there is any HMO insurance that would pay more for these? I am in California. I don't want a PPO because I always need a lot of dental work and would hit my maximum benefit within one visit. Thanks!
Answers:
You should try a dental benefits plan. Usually there are no caps on coverage and there is no deductible. The dental plan I use covers cosmetic procedures. Traditional insurance would never cover cosmetic procedure! Check out: http://stacie.onesimplecard.com... . I only pay $11.95 a month, which is very affordable. The PAO has been around for 15 years and work with Fortune 500 companies and the providers in the network are of high quality. I hope this helps.