Can I get dental insurance right before I get my wisdom teeth out?!


Question: No. As this is not classified as General Dental and could be considered a pre-exisiting condition, your Health Insurance may say no to any claims you make for having your Wisdom teeth out. Most Private funds require you to be in their fund for around 12 months prior to any major dental work being performed, and this varies from fund to fund.


Answers: No. As this is not classified as General Dental and could be considered a pre-exisiting condition, your Health Insurance may say no to any claims you make for having your Wisdom teeth out. Most Private funds require you to be in their fund for around 12 months prior to any major dental work being performed, and this varies from fund to fund.

Depends, some insurances have waiting periods for certain procedures.

Sometimes they have long waiting periods for major procedures. So, if you were to get the insurance right before you got the teeth extracted, then chances are you would still end up paying full price out of pocket. Why don't you try using a dental discount instead (if your dentist/oral surgeon takes them)? You can use those as soon as you get them. I have one and it knocked $300 bucks off the cost of my wisdom teeth procedure. I know it doesn't sound like much off, but when you are paying out of pocket, every bit helps.





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