Has anyone ever used dentalplans.com....?!
Question:
Has anyone ever used dentalplans.com....?
for dental insurance? Can you please kindly share your experience with the website and your dentist? Thanks!
Answers:
Yes, they are a much better alternative to dental insurance. They have no yearly maximum (insurance max at $750-$1500), no deductible (insurance usually has $50 deductible), no waiting periods (insurance waiting periods up to 18 months for major procedures). This website http://www.dpbrokers.com/default.aspx?lo... has the exact same plans available but you have an agent you can call to answer your questions at no additional premium.
As a health insurance agent I'm very familiar with dental insurance and dental fee for service plans and my plan is Aetna Dental Access through Dental Plans.
One word of caution. Before signing up with any dental plan or dental insurance look at the list of dentists. Call a couple of them to see if they're still accepting the plan and if they're taking new patients.