**Losing my health insurance!!!!** Who can I talk to about getting the best affo!

**Losing my health insurance!!!!** Who can I talk to about getting the best affordable personal coverage??

I'm losing my coverage and I have no idea who to talk to. I could get a personal plan online, but i'm really afraid of not having the coverage I need. My soon-to-be ex-husband has put in his three weeks at his job (supplying us our insurance) and will be unemployed for an indeterminate amount of time while in a sort of rehab.
I need coverage; I take a lot of medication, I recently had a seizure and so, unlike other medical doctors i may be able to do with for a few months, have to be able to see my neurologist .

**I don't want any psychological/spiritual advice about my marriage***

***I don't want any solutions to my problem that utilize the legal system***

I JUST WANT TO KNOW WHO I CAN TALK TO WHO WILL, WITHOUT BIAS, FIND ME THE BEST PERSONAL COVERAGE AVAILABLE FOR ME!!

If you're eligible, file for COBRA benefits RIGHT AWAY. You may have to capitalize on the fact that your hubby had to leave his job for medical reasons. See link below.

That could tide you over for awhile.

Have your soon-to-be-ex go to human resources at his company to get the paperwork.

That will at least buy you some time.

It won't be cheap, but neither will finding your own coverage. If you have a lapse in coverage, you're out-of-luck, as the "pre existing condition" baloney can end up coming back to haunt you (yes, even with HIPAA).

Use the extra time to shop around for the best policy. Unless things have changed recently, UPS gives its part time employees benefits (a rarity). I think Starbucks (or some major coffee place) does that, as well. If worse comes to worse, do whatever it takes to get a job at a place where benefits either start on day 1 or start before your COBRA coverage ends.

In the meantime, alert your docs: particularly the neurologist. Work out a payment plan in advance for when your coverage ends, just in case you don't have other coverage by that time.

Best of luck to you,
~M~

p.s. In addition, now would be a good time to get rolling on appying for medication assistance. The income "line" drawn is pretty generous, and it is possible you would be eligible, now that your soon-to-be-ex's income will no longer count. If you get started NOW on filing for these sorts of benefits, they may kick in by the time you would need the. Go to pparx.org to start the application process.