Health insurance, my dad didn't pay the bill on time, can I still go to my a!
Question: I just switched health insurance providers and my dad said he would pay for it; he tried to set it up for direct with drawl and it didn't come out of his account this past month; I have an appointment that I bent over backwards for and now I don't know if my doctor will even see me...
What do you think may happen?
Answers: I just switched health insurance providers and my dad said he would pay for it; he tried to set it up for direct with drawl and it didn't come out of his account this past month; I have an appointment that I bent over backwards for and now I don't know if my doctor will even see me...
What do you think may happen?
Have you tried calling your insurance company? All insurance companies have a grace period for making payments. It's likely you are still covered, if you are in the grace period.
However, you will probably need to make assurances when you call your insurance company that payment is on the way. You will then need to have your father write a check to the insurance company, and ASAP.
As long as the insurance company believes a check is coming, they will likely not cut you off. They are in the business to make money, and they don't make money by cutting off the policy holder (and their money) too quickly.
You may have to pay for the appointment out of pocket. There may be a grace period, where your policy will be delinquent but not cancelled if the payment is late. You should check w/ the customer service center. The phone number should be on your members card, or probably on the Web site for the carrier. Some of the larger insurance companies have automated services where you can call in 24/7 and verify coverage that way.
Call your doctor's office and check with them to see if your doctor will be willing to see you without the insurance coverage. They may require you to pay a portion of the visit up front, or in full. You might want to check with your doctor directly if you can to see if it will be a problem. Sometimes doctors will be willing to waive the payment if you can assure them you're sure your coverage will be retroactive to the appointment date.
You will end up paying for it.