I want to continue paying my Philhealth contribution, what will i do?!


Question: PhilHealth costs P100 per month, per family, usually paid every three months at a participating bank (e.g., MetroBank, United Coconut Planters Bank, etc.) or to the PhilHealth representative who will have office hours at the local office or at the local Municipal Hall (Municipio) or at the Municipio of the closest big town or city.

The first three months are not covered, but after that you are covered for the following three months as long as you make the regular payments. You must pay by about the middle of the third month of each period to maintain your coverage. For example, if your first payment was in early December, that was your initial payment, and you have been covered since the beginning of January. Your next payment would be due during the first half of March, the next one during the first half of June, and so on every three months.

PhilHealth coverage, which is only for hospital stays greater than 24 hours, has limits in the coverage for each type of service, so if you go to a private hospital, you will pay much more than if you use the municipal hospital. You're better to get prescription drugs "in-house", i.e., at the hospital pharmacy (if the drugs are available there). If you use an outside pharmacy, you must keep your receipts and submit them to PhilHealth for reimbursement. Outside food is not covered at all.

Feel free to email me if you have any questions. I had two major surgeries while in the Philippines, and both went well.


Answers: PhilHealth costs P100 per month, per family, usually paid every three months at a participating bank (e.g., MetroBank, United Coconut Planters Bank, etc.) or to the PhilHealth representative who will have office hours at the local office or at the local Municipal Hall (Municipio) or at the Municipio of the closest big town or city.

The first three months are not covered, but after that you are covered for the following three months as long as you make the regular payments. You must pay by about the middle of the third month of each period to maintain your coverage. For example, if your first payment was in early December, that was your initial payment, and you have been covered since the beginning of January. Your next payment would be due during the first half of March, the next one during the first half of June, and so on every three months.

PhilHealth coverage, which is only for hospital stays greater than 24 hours, has limits in the coverage for each type of service, so if you go to a private hospital, you will pay much more than if you use the municipal hospital. You're better to get prescription drugs "in-house", i.e., at the hospital pharmacy (if the drugs are available there). If you use an outside pharmacy, you must keep your receipts and submit them to PhilHealth for reimbursement. Outside food is not covered at all.

Feel free to email me if you have any questions. I had two major surgeries while in the Philippines, and both went well.





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