Pre-existing condition on health insurance?!

Question: If I apply for health insurance with a preexisting condition and they give me a 12-month waiting period before covering the condition - does that 12 months "start over" if I am treated within the waiting period and I pay for the treatment on my own? Or does the 12-month waiting period begin from the date I purchased the insurance, regardless of what takes place during the waiting period?

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Answers: If I apply for health insurance with a preexisting condition and they give me a 12-month waiting period before covering the condition - does that 12 months "start over" if I am treated within the waiting period and I pay for the treatment on my own? Or does the 12-month waiting period begin from the date I purchased the insurance, regardless of what takes place during the waiting period?

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Typically, the 12 month period would not start over.

Here is some more information on how pre-existing conditions are handled in regards to health insurance plans:

http://www.healthquote360.com/Health_Ins...

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no, the 12 months does not start over if you recieve treatment. the 12 months runs froim the date of purchase of the policy regardless of what takes place during the 12 months.

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