How health insurance works?!
Question: How health insurance works!?
I just asked a question about how I want to find my own doctor instead of using the family pediatrician (I'm 18) to treat a UTI!. I don't know much about our health insurance (or health insurance in general- all I know is that we have BCBS) and I don't have money to pay any bills or whatever, so can someone explain what happens when I put down my health insurance info!? Like, do my parents still pay whatever they pay every month for health insurance!? Do they find out if I've gone to the doctor and received/filled a prescription!? Would they know if it's a different doctor than if I went to the family one!? Sorry if that's a lot, I just want to be prepared!.Www@Answer-Health@Com
Answers:
As far as going to your own doctor you may want to consult with your parents first if you are still under their insurance because if they are under a PPO plan the doctor they have has to be in the "network" in order for the insurance agency to pay the doctor!. If you go to a doctor that is not in the "network" then your parents would have to pay more or pay for the entire visit and the prescription because it was given by a doctor not in the "network"!. If you do go to a doctor that is in "network" after your visit your dr office will bill the insurance company and the insurance company will send your parents a letter telling them how much they were billed for and when the service was and for what they owe the dr!.
Good luck!Www@Answer-Health@Com
Good luck!Www@Answer-Health@Com
I am not going to say I am one hundred percent sure about the answer!.Besides it really depends on the personal feelings!.SO it would better for you to find yourself!.Here is a good resource!.http://health-insurance!.expert-tip!.info/!.!.!.Www@Answer-Health@Com