Health Insurance info HELP?!


Question:

Health Insurance info HELP?

Okay so I use to have medicaid but since im 19 im no longer eligible..i have a job but they offer no health insurance since I am not full time im also a full time student and I live with my parents. I need health insurance but i have no idea where to even begin.

Additional Details

1 week ago
I need a check up for reasons i rather not share (nothing to serious).


Answers:

First off, check with your school. Many have basic health plans which, although not very good, are inexpensive and better than nothing.

If that doesn't work visit a local independent agent. This person knows the market in your area and can find a reasonable plan for your situation. They don't charge you anything for the service.

Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. One state couldn’t find any doctors in that state that took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card. See this link http://www.insurancejournal.com/news/wes... for more information. Many other states are starting to ban these cards.

Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.




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