Health insurance??? Please Help!!!?!


Question:

Health insurance??? Please Help!!!?

What happens if health insurance runs out of money? There is some limit. Also patient is foreign student. Currently ill. Please help


Answers:

I'm not quite sure of the question. Do you mean what happens if your policy reaches it's maximum?

Most policies have a $2M to $8M maximum so even with the high cost of medical procedures it takes awhile to reach the maximum. Very few people ever do. If you ever do reach the maximum the insurance stops.

Some policies also have a procedure maximum. This means that once they pay the maximum for the procedure there is no more insurance for that procedure but the insurance is still in effect for other things.

Some policies have a yearly maximum. Once you reach the maximum in the year the insurance stops but starts again next year.

Being a foreign student is no problem as long as they're here legally. However, the currently ill part may be. No insurance is going to cover a pre-existing condition and depending upon the illness they may not even accept you.




The consumer health information on answer-health.com is for informational purposes only and is not a substitute for medical advice or treatment for any medical conditions.
The answer content post by the user, if contains the copyright content please contact us, we will immediately remove it.
Copyright © 2007-2011 answer-health.com -   Terms of Use -   Contact us

Health Categories