Is it true the nursing home will take life insurance $$ after the patient passes!

Is it true the nursing home will take life insurance $$ after the patient passes away?

We are contemplating moving my mom to a NH. she has a life insurance on herself and thats about it for her $. Only income she has is SS, medicaid, medicare. Me and the other siblings realy dont have $$ to pay for a funeral and burial if they [NH]take the life ins for themselfs. Any one heard of such a thing before?

This is the solution to your problem. Call the insurance company and have them send you a "Change of Beneficiary" form. List your funeral home of choice as the primary beneficiary. Problem solved. The nursing cannot take any money or policy that is set aside specifically for burial purposes. And the home won't necessarily take them money, they may hold it against your mother as an asset. But your best recommendation is to change the beneficiary to the funeral home, which completely protects your mothers best interests.
I help people with this all the time, sometimes 2-3 per week. Good luck!