How are "pre-existing" conditions determined in healthcare coverage?!
Question:
How are "pre-existing" conditions determined in healthcare coverage?
Since people often switch healthcare plans yearly depending on life adjustments or job changes, what's to determine if an ailment was "pre-existing"? Say I have cancer.. and don't get diagnosed.. then switch jobs and it's diagnosed... would someone say that's "pre-existing"?. What are the details for this nebulous term?
Answers:
If it was not diagnosed and it is not ovious like cancer, it is not considered pre-existing.