How are disability ratings for w/c injuries arrived at? Does the rating cover f!
Question:
How are disability ratings for w/c injuries arrived at? Does the rating cover future income also?
I am an RN, herniated a cervical disc while lifting a pt. After PT, and local injections did not help, I had it surgically repaired. I do not understand how disabilities are rated, or how it is that the parties come to some sort of an agreement on the % disability. Does this take into account future income that would be lost as a result of the disability?? Also, what about if future medical care would be needed-is that also covered- or does the settlement take that into account also????
Answers:
you need to hire an W/C attorney to hash it out with the hospitals attorney/insurance
the settlement is just that.. a settlement
the insurance company does NOT pay any further than the settlement lump sum
w/c doesnt consider mostly anyone disabled
they will do a wage evaluation and either find you a job that you can do with your limitations or send you back to school to learn a diffent trade- then pay the difference in wage $ from the previous job for a total of 2 years
DO NOT settle without an attorney to handle it