Does insurance pay for eyeglasses?!
Question: my mom talked to walmart vision department, and they said that insurance will not pay for prescription glasses, is this true, my mom is 43 years old and has trouble reading things, so she bought reading glasses, but I was thinking that if insurance would pay for prescription glasses we might consider getting those instead
Answers: my mom talked to walmart vision department, and they said that insurance will not pay for prescription glasses, is this true, my mom is 43 years old and has trouble reading things, so she bought reading glasses, but I was thinking that if insurance would pay for prescription glasses we might consider getting those instead
Depends on the insurance. If she has vision coverage, she can schedule an appointment with an Optometrist. Now, if she is having MEDICAL problems with her eyes, such as blurred vision, headaches, or a has diabetes or glaucoma, then schedule the appointment with an ophthalmologist. I work for an ophthalmologist and we have patients that come in all the time just wanting an eye exam. I tell them upfront, if they are not having ANY medical problems with their eyes, then their insurance will not pay for it. The difference between an optometrist and an ophthalmologist is that optometry deals mainly with glasses and a few medical diagnoses, and is less expensive. An ophthalmologist deals with ALL diseases of the eyes. Unfortunately, our office doesn't take any type of vision plans because we deal only with the medical problems. So Wal-Mart or any other optometrist would definitely be cheaper.
Unfortunately, with the state of health care in the US, vision care is usually one of the areas that is not covered anymore. Some companies will allow you to purchase a vision rider, but unless she has a Flexible Spending Account, she's outta luck.....
Some insurance plans do pay for eyeglasses, accompanied by an annual eye exam. She should go to her family doctor and explain that she is having problems with her vision. The doctor can then write a referral for her to go to an Ophthalmologist for a proper eye examination. Chances are that the insurance will pay at least a portion of the bill. She should also consider making a payment plan with the eye doctor if she has make the payments on her own.
Only some..
Believe it or not if she is not having any distance problems then she is better off with OTC readers cause the power is the same even if she gets them from a Doctor. She just needs to try on a couple different powers to see what best suits herand which power helps her more.